Thank you for starting your journey with us!

Introduction
BizBima Insurance Brokers Private Limited is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website and use our services. By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access our website.

By browsing www.bizbimabrokers.com, you grant permission to BizBima Insurance Brokers Private Limited, along with its authorized representatives and business partners, to reach out to you through email, phone calls, or SMS for the purpose of offering our services pertaining to the selected product. Additionally, we may provide you with information regarding promotional offers available on the website, as well as offers from our authorized business partners and associated third parties, to the extent permitted. This justifies the potential collection of your information as described in this policy.

Information We Collect
We only collect Personal Information that you choose to provide us or for the collection of which we have your consent under this Privacy Policy. Through your use of www.bizbimabrokers.com, we will not collect any Personal Information about you unless you voluntarily choose to provide us with the same. However, for data security reasons we will monitor your usage of the site through cookies.

The Personal Information provided by you shall be correct and yours. Any false name, misleading information, etc. entered by you shall be a breach and the same can be challenged against in any court of law.

Personal Information
We may collect personal information that you voluntarily provide to us when you:

• Register on our website
• Purchase insurance policies
• Request quotes or information
• Contact our customer support team
  This information may include your name, address, email address, phone number, date of birth, and other identifying details.

Non-Personal Information
We may also collect non-personal information about you, such as your browser type, IP address, operating system, and browsing behavior on our website. This information is used to improve our website and services.

Consequences Of Not Providing Your Personal Information
If you choose not to provide your Personal Information that is mandatory to process your request, we may not be able to provide the corresponding service.

How We Use Your Information
We may use the information we collect for various purposes, including:

• Providing and managing your insurance policies
• Processing your transactions and payments
• Responding to your inquiries and providing customer support
• Sending you updates, promotional materials, and other information
• Complying with legal obligations

Cookies
We may automatically collect certain information on your visit to www.bizbimabrokers.com such as your information about the domain name of the website from which you came, information relating to frequency of visits, average time spent, pages viewed during the visit, name of your internet service provider, device specific information, your browser type, operating system and language, your device, etc. (“Non-Personal Information”). This Non-Personal Information is anonymous information that cannot be used to personally identify you. We may use such Non-Personal Information for the purposes of administering the website, analysing user trends, gathering demographic information, ascertaining how our visitors use our website, evaluating your use of the information on the website, and to improve content and performance.

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:
– Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, conducting our business, or providing services to you.
– Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
– Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the acquiring entity.

Security of Your Information
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page, and your continued use of our website after such changes have been posted will constitute your acceptance of the revised Privacy Policy.
We recognize the importance of protecting your personal and financial information. We assure that the information parted to us will be kept in strict confidentiality and to use the information only for to help us service your account, to improve our services to you, to provide you with products you have requested, and to inform you about additional products or services that may be of interest to you. We do not sell your personal information to third parties.

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we do not guarantee its absolute security.

Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at +91 8291329267

BizBima Insurance Brokers Private Limited
Address: 4th floor Brigade Chambers, 88 Gandhi Bazaar Main Rd, Basavanagudi, Bengaluru, Karnataka 560004.

Introduction
Welcome to the website of BizBima Brokers Private Limited. These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, we request you to not use our website. Be sure to return to this page periodically to review the most current version of the Terms. Use of any functionality of the portal constitutes acceptance of these Terms. If these Terms conflict with any other documents, the Terms will control for the purposes of usage of the Portal/site.

Company Information
BizBima Brokers Private Limited is a licensed insurance broker registered with the Insurance Regulatory and Development Authority of India (IRDAI) under the registration number 996.

Services Offered
BizBima provides insurance brokerage services, including but not limited to advising on insurance products, assisting in claims processing, and facilitating the purchase of insurance policies from various insurers. This website provides users with access to information primarily focusing on insurance products and services offered therein. To the maximum extent permitted by law, BizBima Insurance Brokers have no liability in relation to or arising out of the Website Information and website recommendations. You are responsible for the final choice of your product, and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from BizBima Insurance Brokers or the relevant participating provider before choosing your product.

Accounts and password:
If you use our website, you are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. We strongly recommend that you exit from your account at the end of each session. You agree to notify BizBima Insurance Brokers immediately of any unauthorized use of your account or any other breach of security.

Indemnity:
You agree to indemnify and hold harmless BizBima Insurance Brokers Private Limited and its directors, officers, managers, employees, agents, and licensors, from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of the Terms or the failure to fulfill any obligations relating to your account incurred by you or any other person using your account.

Communication
When you use the website or send emails to BizBima Insurance Brokers, you are communicating with BizBima Insurance Brokers electronically. You consent to receive communications from us electronically. We may communicate with you by email or by posting notices on the website or by phone or usually available means of communication. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

The website may provide links to other World Wide Web portals/sites or resources. Because BizBima Insurance Brokers has no control over such portal/sites and resources, you acknowledge and agree that BizBima Insurance Brokers is not responsible for the availability of such external portal/sites or resources and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such portal/sites or resources.

Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of BizBima or its licensors and is protected by intellectual property laws. Any inappropriate use, including but not limited to the reproduction, distribution, display, or transmission of any content on this site is strictly prohibited.

Privacy Policy
You represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdictions and will only use the website for legitimate purposes. To access some of our services, you may be required to provide certain information about yourself (such as identification, contact details, etc.) as part of the registration process. You agree that any information you provide will always be accurate, correct, and up to date. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

Disclaimers

1. No Warranties: Our website and services are provided “as is” without any warranties of any kind, either express or implied.
2. Limitation of Liability: BizBima shall not be liable for any indirect, incidental, or consequential damages arising out of your use of our website or services.

Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, India.

Amendments
We reserve the right to amend these Terms at any time. Any changes will be posted on this page, and your continued use of our website after such changes have been posted will constitute your acceptance of the amended Terms.
By using our website, you understand and agree that all resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:

• The use of our resources will meet your needs or requirements.
• The use of our resources will be uninterrupted, timely, secure, or free from errors.
• The information obtained by using our resources will be accurate or reliable, and Any defects in the operation or functionality of any resources we provide will be repaired or corrected.

BizBima Insurance Brokers does not warrant or guarantee the timeliness, accuracy, or completeness of the information or quality of the results obtained from the use of the website.

Contact Us
If you have any questions or concerns about these Terms, please contact us at
+91 8291329267

BizBima Brokers Private Limited
4th Floor, Brigade Chambers, 88, Gandhi Bazaar Main Rd, Basavanagudi, Bengaluru, Karnataka 560004.